New Horizons Credit Union
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Overview
Tagline Brand's website · 2026-11-08
New Horizons Credit Union is a member-owned, not-for-profit financial cooperative serving communities across parts of Alabama and Florida.
Description Brand's website · 2026-11-08
New Horizons Credit Union provides deposit accounts, lending, payment services, online and mobile banking, and ATM access. It is federally insured by the NCUA, governed by a member-elected Board of Directors, and operates under the promise “Solutions for the Real World.”
Identity
Mission Brand's website · 2026-11-08
To financially educate, operate securely, and provide excellent service to better our members' lives.
Founders & leadership Brand's website · 2026-11-08
Governed by a member-elected Board of Directors. Officers and directors are chosen from the membership and serve on a volunteer basis.
Website Brand's website · 2026-11-08
https://newhcu.org
Voice & tone Brand's website · 2026-11-08
Member-focused, educational, community-oriented, secure, and solution-driven.
Founded Brand's website · 2026-11-08
January 31, 1950, originally chartered as H & W Company Credit Union.
Headquarters Brand's website · 2026-11-08
Mobile, Alabama
Parent ownership Brand's website · 2026-11-08
Member-owned, not-for-profit financial cooperative; no outside stockholders.
Offerings
Problem solved Brand's website · 2026-11-08
Helps members manage everyday banking, saving, borrowing, payments, and real-world financial needs through local financial services and digital access.
Core capabilities Brand's website · 2026-11-08
- Checking and savings account services
- Certificate accounts and dividend products
- Consumer, auto, boat, home equity, mortgage, and personal lending
- Visa credit card services
- 24/7 online and mobile banking
- Online account opening and loan applications
- Loan payment and payoff services
- Branch, ATM, night-drop, and surcharge-free Allpoint ATM access
Products / SKUs Brand's website · 2026-11-08
- Free Basic Checking
- Ultimate Cash Back Checking
- Ultimate Dividend Checking
- Certificate Accounts
- Personal Loans
- Auto Loans
- Boat Loans
- Home Equity Loans
Pricing Brand's website · 2026-11-08
Published promotional rates include 6-month certificates at 4.00% APY and 12-month certificates at 3.80% APY; Ultimate Cash Back Checking offers up to $8 monthly cash back and Ultimate Dividend Checking offers up to 3.25% APY. Featured loan rates include holiday personal loans from 9.49% APR, boat loans from 5.49%, home equity loans from 6.96%, and new auto loans from 3.99%.
Audience
Target industry Brand's website · 2026-11-08
Financial services; credit union banking.
Customer base Brand's website · 2026-11-08
Members and prospective members in Mobile, Baldwin, Washington, Clarke, Monroe, and Escambia counties in Alabama, and Escambia, Santa Rosa, and Okaloosa counties in Florida. The credit union serves individuals, families, and surrounding communities.
Ideal customer profile Brand's website · 2026-11-08
Individuals and families in the credit union's Alabama and Florida service areas seeking member-owned banking, deposit accounts, consumer or mortgage loans, payment services, and digital banking access.
Use cases Brand's website · 2026-11-08
- Opening a checking, savings, or certificate account
- Applying for personal, auto, boat, home equity, or mortgage loans
- Managing accounts through online and mobile banking
- Accessing funds through branches, ATMs, and Allpoint's surcharge-free network
- Making loan payments or requesting loan payoffs
- Using Visa credit card and debit card services
- Receiving financial education and member support
- Managing seasonal or unexpected expenses with Skip-A-Pay services
Customer outcomes Brand's website · 2026-11-08
- Access to local lending decisions and financial services
- Convenient 24/7 online and mobile account access
- Surcharge-free access to more than 55,000 Allpoint ATMs
- Federally insured deposits up to $250,000 through the NCUA
- Potentially better loan rates and higher savings dividends through the member-owned cooperative model
- Access to multiple branches, ATMs, and digital service options
- Financial education and solutions intended to improve members' financial lives
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Claim New Horizons Credit Union — free →Page last updated 2026-11-08.