Ocean Bank
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Overview
Tagline Brand's website · 2026-11-08
Ocean Bank is an independent, state-chartered commercial bank headquartered in Florida, serving businesses and individuals in Florida and international markets.
Description Brand's website · 2026-11-08
Ocean Bank provides personal, business, commercial, international, digital and wealth banking services, including loans, deposits, credit cards, treasury management, factoring and commercial real estate financing.
Identity
Mission Brand's website · 2026-11-08
To be the recognized Banking Leader in strength, efficiency and profitability serving businesses and individuals in Florida and international markets.
Founders & leadership Brand's website · 2026-11-08
Agostinho Alfonso Macedo is Chairman of the Board, President and Chief Executive Officer. Senior management includes Eddie Diaz, Manuel M. del Cañal, Pedro Max, Sam Monti, Yuni Navarro, Vanessa Lugo, Stan Rubin, Rogelio Villarreal, Barbara Brick and Rodolfo Bucaro.
Website Brand's website · 2026-11-08
https://oceanbank.com
Voice & tone Brand's website · 2026-11-08
Customer-focused, relationship-oriented, confident and community-minded.
Founded Brand's website · 2026-11-08
1982
Headquarters Brand's website · 2026-11-08
Miami, Florida, United States
Parent ownership Brand's website · 2026-11-08
Privately owned and independent; a state-chartered commercial bank headquartered in Florida.
Offerings
Problem solved Brand's website · 2026-11-08
Helps businesses and individuals manage finances, access funding, optimize cash flow, bank digitally and achieve their financial goals.
Core capabilities Brand's website · 2026-11-08
- Personal banking
- Business banking
- Commercial lending
- Commercial real estate lending
- International banking
- Digital and mobile banking
- Treasury management
- Accounts payable services
Products / SKUs Brand's website · 2026-11-08
- Personal loans
- Commercial loans with Ocean Financing®
- Commercial real estate lending
- Ocean Contactless Credit Cards
- Business credit cards
- Certificates of deposit
- Digital and mobile banking
- Treasury management services
Pricing Brand's website · 2026-11-08
A promotional 6-month CD is advertised at 3.50% APY. The minimum opening balance is $2,500; the promotion requires new money and is subject to change. Early-withdrawal penalties apply.
Audience
Target industry Brand's website · 2026-11-08
Banking and financial services
Customer base Brand's website · 2026-11-08
Businesses and individuals in Florida and international markets, including commercial borrowers, personal banking customers, business customers and international banking customers.
Ideal customer profile Brand's website · 2026-11-08
Businesses and individuals in Florida and international markets seeking personal or commercial banking, lending, cash-flow management, factoring, wealth management or digital banking services.
Use cases Brand's website · 2026-11-08
- Opening personal or business bank accounts online
- Obtaining personal, commercial or commercial real estate financing
- Managing accounts payable and accounts receivable
- Optimizing business cash flow
- Using online and mobile banking
- Obtaining personal or business credit cards
- Financing construction, acquisitions, expansion and refinancing
- Using factoring or floor plan management services
Customer outcomes Brand's website · 2026-11-08
- Achieve financial goals
- Access tailored financial products and delivery alternatives
- Build and grow businesses
- Improve operational cash flow
- Obtain financing for expansion, construction, acquisitions and refinancing
- Bank digitally, online and in person
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Claim Ocean Bank — free →Page last updated 2026-11-08.