OneMain Financial

Tagline Brand's website · 2026-11-07

OneMain Financial provides personal loans and related financial tools to help people cover expenses, consolidate debt, manage money and plan for the future.

Description Brand's website · 2026-11-07

OneMain Financial offers personal loans, debt consolidation loans, emergency loans and related financial products and services through online, phone and branch channels.

Mission Brand's website · 2026-11-07

Help customers get the money they need to keep moving, manage expenses and make financial progress.

Founders & leadership Brand's website · 2026-11-07

Doug Shulman — Chairman & CEO; Brad Borchers — Executive Vice President, Branch Operations; Lily Fu Claffee — Executive Vice President, Chief Legal Officer & Corporate Secretary; Micah Conrad — Executive Vice President, Chief Operating Officer; Larry Fitzpatrick — Executive Vice President, Chief Technology Officer; Dinesh Goyal — Executive Vice President, Chief Credit & Customer Acquisition Officer; Mark Mattern — Head of Credit Cards; Karen Mooney — Executive Vice President, Chief Human Resources Officer; Jenny Osterhout — Executive Vice President, Chief Financial Officer; Matt Vaughan — Deputy Chief Financial Officer.

Website Brand's website · 2026-11-07

https://onemainfinancial.com

Voice & tone Brand's website · 2026-11-07

Accessible, reassuring, supportive and action-oriented, with an emphasis on speed, flexibility and human assistance.

Founded Brand's website · 2026-11-07

Over 100 years ago, according to the website.

Problem solved Brand's website · 2026-11-07

Provides access to financing for expenses, major purchases, unexpected bills, repairs, debt consolidation and longer-term financial goals, with support for managing loans and improving financial knowledge.

Core capabilities Brand's website · 2026-11-07

• Personal loan prequalification and applications
• Debt consolidation financing
• Emergency expense financing
• Secured and unsecured loan options
• Online, phone and branch-based customer support
• Loan account and document management through online accounts and a mobile app
• Financial education, budgeting tips and calculators
• Credit score monitoring through free monthly VantageScore updates

Products / SKUs Brand's website · 2026-11-07

• Personal loans from $1,500 to $35,000
• Debt consolidation loans
• Emergency loans
• Auto loans
• OneMain BrightWay credit card
• OneMain MyMoney
• Trim by OneMain
• OneMain mobile app

Pricing Brand's website · 2026-11-07

Personal loans range from $1,500 to $35,000, with fixed rates starting at 11.99% APR. Fixed monthly payment terms range from 24 to 60 months, and there is no fee for paying off early. Rates, amounts and terms depend on individual factors including credit history, income and expenses, collateral, ability to repay and state of residence.

Target industry Brand's website · 2026-11-07

Consumer financial services and personal lending

Customer base Brand's website · 2026-11-07

Individual consumers across the United States; OneMain states that it has helped 20 million customers and operates 1,300 branches.

Ideal customer profile Brand's website · 2026-11-07

U.S. consumers seeking personal financing for expenses, major purchases, emergencies, repairs, debt consolidation or longer-term goals, including borrowers who may benefit from secured-loan options and in-person support.

Use cases Brand's website · 2026-11-07

• Covering bills and everyday expenses
• Making a major purchase
• Consolidating credit card debt into one monthly payment
• Paying unexpected bills
• Funding urgent repairs
• Refinancing an existing OneMain loan and obtaining additional funds
• Managing loan payments, documents and payoff information
• Building financial knowledge and managing a budget

Customer outcomes Brand's website · 2026-11-07

• See prequalification options in minutes without an initial credit score impact
• Receive funds as soon as one hour after loan closing through eligible debit-card disbursement
• Choose fixed monthly payments and 24- to 60-month terms
• Get support online, by phone or at a OneMain branch
• Manage accounts, statements, documents and payments online or in the mobile app
• Access free monthly VantageScore credit score updates
• Consolidate multiple bills into a single loan payment with a defined payoff date
• Use financial education and money-management tools to plan and save