Philippine Business Bank

Tagline Brand's website · 2026-11-07

Philippine Business Bank (PBB) is a Philippine thrift bank providing banking products and services for SMEs, businesses, corporations, and individual customers.

Description Brand's website · 2026-11-07

Philippine Business Bank is a trusted banking partner offering loans, deposits, investments, internet banking, trade financing, acquired assets, and other financial solutions. The bank focuses on serving the SME market while also providing consumer, corporate, and retail banking services through branches and digital channels.

Mission Brand's website · 2026-11-07

The basis for the Bank’s growth shall be our commitment for higher standards everyday, in everything we do in providing competitive products and services and through enthusiastic execution and teamwork in producing satisfaction - for our customers, our shareholders, our associates and our communities.

Founders & leadership Brand's website · 2026-11-07

Jeffrey S. Yao — Chairman; Rolando R. Avante — Vice Chairman & President/CEO; Alfredo M. Yao — Chairman Emeritus. Senior management includes Joseph Edwin S. Cabalde — Treasurer & Treasury Group Head; Arlon B. Reyes — Chief Lending Officer; Maria Lourdes G. Trinidad — Chief Risk Officer & Enterprise Risk Management Group Head; Atty. Sergio M. Ceniza — Chief Compliance Officer & Compliance Center Head; Carlos Oliver L. Leytte — Retail Banking Segment Head; and Rodel P. Geneblazo — Consumer Banking Group Head.

Website Brand's website · 2026-11-07

https://pbb.com.ph

Voice & tone Brand's website · 2026-11-07

Trustworthy, professional, customer-focused, empowering, and forward-looking, with an emphasis on integrity, excellence, care, innovation, and accessible banking.

Founded Brand's website · 2026-11-07

1997. PBB was incorporated and registered with the SEC on January 28, 1997, and received BSP authority to operate as a thrift bank in 1997.

Parent ownership Brand's website · 2026-11-07

The shareholdings structure dated March 31, 2025 lists Alfredo M. Yao with 36.11% and Zest-O Corporation with 27.15%; the scraped content does not explicitly identify a parent company.

Problem solved Brand's website · 2026-11-07

PBB helps individuals and businesses manage finances, save and invest, access funding, support business operations and expansion, conduct trade, and bank conveniently through branches and digital services. It specifically addresses the banking needs of underserved small and medium enterprises.

Core capabilities Brand's website · 2026-11-07

• SME banking
• Consumer and retail banking
• Corporate and commercial banking
• Loan financing
• Deposit accounts
• Investment products
• Internet and mobile banking
• Trade financing

Products / SKUs Brand's website · 2026-11-07

• Consumer loans: auto loans, salary loans, housing loans, and Makaguro loans
• Commercial and corporate loans: bills purchase line, discounting line, omnibus line, loan line, term loan, agri loan, franchise financing, project financing, re
• Deposit accounts for personal and corporate customers
• Investments, including the PBB Peso Bond Fund
• Internet Banking and PBB Mobile App
• PESONet fund transfer services
• Acquired assets and foreclosed properties
• Trade finance products including documentary collections, export LC advising and negotiation, inventory financing, bank guarantees, import/domestic letters of c

Pricing Brand's website · 2026-11-07

The website publishes selected rates and fees, including a PESONet outgoing transfer fee of ₱25 per transaction and free incoming transfers. It also publishes current deposit rates, foreign exchange rates, and the PBB Peso Bond Fund NAVPU; loan pricing is not stated in the scraped content.

Target industry Brand's website · 2026-11-07

Banking and financial services, with a primary focus on small and medium enterprises and additional coverage of consumer, corporate, commercial, agricultural, trade, and real estate finance.

Customer base Brand's website · 2026-11-07

Small and medium enterprises, entrepreneurs, agricultural and agrarian reform beneficiaries, farmers, cooperatives, agri-based businesses, corporations, individual consumers, personal account holders, and business account holders in the Philippines.

Ideal customer profile Brand's website · 2026-11-07

Philippine SMEs and entrepreneurs seeking accessible banking, working capital, term financing, trade finance, real estate or project finance, deposits, and digital banking; also individuals seeking consumer loans, deposit accounts, investments, and everyday banking services.

Use cases Brand's website · 2026-11-07

• Managing personal and business accounts through internet and mobile banking
• Saving and managing everyday expenses through personal or corporate deposit accounts
• Obtaining auto, salary, housing, or teacher-focused financing
• Financing working capital, inventory, trade receivables, operations, or equipment
• Acquiring or developing land and real estate
• Funding agricultural activities and equipment purchases
• Acquiring or expanding franchise businesses
• Financing large-scale infrastructure or development projects

Customer outcomes Brand's website · 2026-11-07

• Access to competitive banking products and services tailored to personal and business needs
• Improved ability to manage finances through branch, internet, and mobile banking
• Access to funding for working capital, expansion, property, equipment, agriculture, franchises, and trade
• Convenient saving, spending, and deposit management
• Ability to send and receive Philippine Peso funds across participating banks and electronic money issuers
• Support for stronger business communities and SME growth
• Access to financial consumer protection, security guidance, and privacy safeguards