Radiant Credit Union

Tagline Brand's website · 2026-11-07

Radiant Credit Union is a member-owned financial institution offering personal banking, lending, payment, and savings products.

Description Brand's website · 2026-11-07

Radiant Credit Union provides banking and financial services through branches, digital banking, loans, credit and debit cards, savings products, and community programs. It has 14 branches across North Central Florida.

Mission Brand's website · 2026-11-07

Radiant supports its communities through volunteering, education, and events, and promotes the benefits of credit union membership and ownership.

Website Brand's website · 2026-11-07

https://radiantcu.org

Voice & tone Brand's website · 2026-11-07

Friendly, helpful, approachable, community-focused, and supportive.

Parent ownership Brand's website · 2026-11-07

Member-owned credit union.

Problem solved Brand's website · 2026-11-07

Helps individuals and families manage their money, access financing, save, make payments, refinance debt, and handle expected and unexpected expenses.

Core capabilities Brand's website · 2026-11-07

• Personal banking and account services
• Digital banking and mobile account management
• Auto loan refinancing and vehicle financing
• Personal loans, signature loans, lines of credit, and share-secured loans
• Home loans and mortgage lending
• Credit and debit cards
• Health Savings Accounts
• Payment switching for cards, subscriptions, direct deposits, and bill payments

Products / SKUs Brand's website · 2026-11-07

• Home loans
• Auto loans and auto loan refinancing
• Personal loans
• Signature loans
• Personal lines of credit
• Share-secured loans
• Radiant Visa credit cards
• Debit cards with rewards

Pricing Brand's website · 2026-11-07

Rates and terms vary by product, creditworthiness, loan term, vehicle, and account relationship. Published examples include home loans as low as 5.99% APR, credit card rates as low as 9.49% APR, and auto loan rates of 4.789% APR for new cars and 5.190% APR for used cars, with applicable eligibility and disclosure requirements.

Target industry Brand's website · 2026-11-07

Financial services and credit unions

Customer base Brand's website · 2026-11-07

Credit union members and prospective members, including individuals and families in North Central Florida. Radiant also welcomes First Coast members through its merger-related member information.

Ideal customer profile Brand's website · 2026-11-07

Individuals and families seeking a member-owned financial institution for everyday banking, digital money management, consumer lending, vehicle financing, home loans, credit cards, savings, or health savings accounts.

Use cases Brand's website · 2026-11-07

• Refinancing an existing auto loan to lower payments or interest costs
• Financing a new or used vehicle
• Borrowing for vacations, auto repairs, medical bills, home upgrades, or other expenses
• Consolidating debt or revolving credit
• Accessing flexible funds through a personal line of credit
• Building or repairing credit with a share-secured loan
• Managing checking, savings, cards, and finances through digital banking
• Updating card details across online merchants and subscriptions

Customer outcomes Brand's website · 2026-11-07

• Lower or more manageable loan payments
• Access to funds for expected and unexpected expenses
• Simplified debt repayment and consolidation
• Convenient management of finances from mobile devices and eBanking
• Faster and easier card updates across merchants and subscriptions
• Tax-advantaged savings for qualified healthcare expenses
• Potential protection against vehicle loan shortfalls and unexpected mechanical repair costs
• Access to local branches and personalized assistance