RTP (Real-Time Payments) Network
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Overview
Tagline Brand's website · 2026-10-04
Provides immediate, 24/7/365 payment clearing and settlement with robust data messaging capabilities, representing a foundational shift from traditional batch processing.
Description Brand's website · 2026-10-04
The RTP Network, operated by The Clearing House, is a modern payment infrastructure in the United States that enables financial institutions to offer real-time payment and messaging capabilities to their customers 24/7/365. The provided context lists numerous participating banks and credit unions across the country.
Offerings
Core capabilities Brand's website · 2026-10-04
- Real-time payment processing
- instant settlement
- and enhanced messaging services for financial institutions.
Pricing Brand's website · 2026-10-04
Not specified in context, typically involves transaction-based fees for participating financial institutions.
Audience
Target industry Brand's website · 2026-10-04
U.S. financial institutions (banks and credit unions) and their business and retail customers.
Landscape
Competitors Brand's website · 2026-10-04
- FedNow Service
- ACH Network (Same Day ACH)
- Card Networks (e.g., Visa Direct, Mastercard Send)
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Claim RTP (Real-Time Payments) Network — free →Page last updated 2026-10-17.