Sparkasse Hilden-Ratingen-Velbert

Tagline Brand's website · 2026-11-06

Regional savings bank serving private customers, businesses and professional practices in the Hilden, Ratingen and Velbert area.

Description Brand's website · 2026-11-06

Sparkasse Hilden-Ratingen-Velbert provides banking, financing, investment, insurance, payment and digital banking services for private customers and companies. Its business offering includes support for businesses, SMEs and healthcare professionals from startup and investment through succession planning.

Mission Brand's website · 2026-11-06

To be future-oriented while remaining locally rooted, with the values “Fair, Menschlich, Nah” (Fair, Human, Close).

Founders & leadership Brand's website · 2026-11-06

Udo Zimmermann, Vorstandsvorsitzender; Ralf Wienold, Direktor Personal und Vorstandsstab.

Website Brand's website · 2026-11-06

https://sparkasse-hrv.de

Voice & tone Brand's website · 2026-11-06

Regional, personal, supportive, practical and service-oriented.

Headquarters Brand's website · 2026-11-06

Hilden-Ratingen-Velbert region, Germany

Problem solved Brand's website · 2026-11-06

Helps individuals and businesses manage everyday banking, payments, savings, investments, financing, insurance, retirement planning and digital financial administration.

Core capabilities Brand's website · 2026-11-06

• Personal banking
• Business banking
• Accounts and cards
• Online and mobile banking
• Payment services
• Loans and financing
• Investment and securities services
• Real estate financing and services

Products / SKUs Brand's website · 2026-11-06

• S-Girokonto
• Sparkassen-Kreditkarte
• S-Dispositionskredit
• Online-Banking
• S-Tagesgeld
• Sparkassenbrief
• Einstiegsstrategie
• LBS-Bausparen

Pricing Brand's website · 2026-11-06

The business account is advertised with account management from €11.00 per month. Promotional rates shown on the site include 4.00% p.a. for the Einstiegsstrategie and 3.33% p.a. for the Sparkassenbrief, with the latter offer stated as valid until 31 December 2026.

Target industry Brand's website · 2026-11-06

Banking and financial services, including retail banking, corporate banking and financial advice for healthcare and care professions.

Customer base Brand's website · 2026-11-06

Private customers, companies, self-employed people, SMEs, startups, healthcare practices, pharmacies and care businesses.

Ideal customer profile Brand's website · 2026-11-06

Individuals seeking regional banking and financial services; companies and SMEs needing business accounts, payment solutions, financing, investment, insurance or succession support; and healthcare professionals operating or acquiring practices, pharmacies or care businesses.

Use cases Brand's website · 2026-11-06

• Opening and managing personal or business accounts
• Everyday payments and liquidity management
• Online and mobile banking
• Business payment acceptance and card terminals
• Personal loans and real estate financing
• Business investment and working-capital financing
• Startup, practice acquisition and business succession planning
• Investment and wealth management

Customer outcomes Brand's website · 2026-11-06

• Access to personal and business banking through digital channels and service centers
• Improved liquidity and payment management
• Financing for property, investments, startups and business growth
• Support for sustainable transformation and energy or environmental projects
• Structured financial planning for businesses and healthcare professionals
• Protection against business, liability and cyber risks
• Support with business succession and transfer of ownership
• Convenient access to multilingual online-banking guidance