State Employees' Credit Union

Tagline Brand's website · 2026-11-07

State Employees' Credit Union (SECU) is a state-chartered, federally insured, not-for-profit financial cooperative serving eligible members across North Carolina.

Description Brand's website · 2026-11-07

Founded in 1937, SECU provides financial products, services, tools, and resources through 275 branches and more than 1,000 ATMs. It is owned by its 3 million members and serves communities across all 100 North Carolina counties.

Mission Brand's website · 2026-11-07

To be the trusted provider of financial services to every eligible member and to enhance the quality of their lives and financial well-being while maintaining our fiscal strength.

Founders & leadership Brand's website · 2026-11-07

SECU is governed by an 11-member Board of Directors elected by its membership. Board leadership includes Stelfanie Williams, Chair; Mark Fleming, Vice Chair; and Ben McLawhorn, Secretary/Treasurer. Board members serve as volunteers and meet monthly.

Website Brand's website · 2026-11-07

https://ncsecu.org

Voice & tone Brand's website · 2026-11-07

Trusted, supportive, member-focused, community-oriented, educational, and people-centered.

Founded Brand's website · 2026-11-07

1937; founded on June 4, 1937, in Raleigh with 17 members and $437 in deposits.

Headquarters Brand's website · 2026-11-07

Raleigh, North Carolina

Parent ownership Brand's website · 2026-11-07

Member-owned not-for-profit financial cooperative; no parent organization is identified in the scraped content.

Problem solved Brand's website · 2026-11-07

Helps eligible members manage everyday finances, save, borrow, buy or refinance homes, use credit, improve financial knowledge, and pursue their financial goals.

Core capabilities Brand's website · 2026-11-07

• Savings and share accounts
• Checking and everyday spending services
• Share Term Certificates
• Visa credit cards
• Personal loans
• Mortgages and home equity financing
• Digital banking, money movement, bill pay, and account alerts
• Branch and ATM access

Products / SKUs Brand's website · 2026-11-07

• Savings accounts
• Share Term Certificates
• SECU Checking Account
• Visa credit cards
• Personal loans
• Mortgages
• Safe deposit boxes
• Youth savings and financial education programs

Pricing Brand's website · 2026-11-07

Share Term Certificates are advertised at up to 4.30% APY for terms of 6 to 60 months, with a $250 minimum balance to earn interest. Safe deposit box rentals start at $18 per year, with fees based on box size and availability.

Target industry Brand's website · 2026-11-07

Financial services and banking, specifically credit unions.

Customer base Brand's website · 2026-11-07

3 million member-owners, including eligible members and communities across North Carolina. SECU has a presence in all 100 North Carolina counties.

Ideal customer profile Brand's website · 2026-11-07

Individuals and families eligible for SECU membership who need savings, checking, credit, lending, mortgage, financial education, and everyday money-management services.

Use cases Brand's website · 2026-11-07

• Growing savings and reaching financial goals
• Managing everyday spending and expenses
• Making purchases and balance transfers with credit cards
• Borrowing for personal financial needs
• Buying a first home, refinancing, or accessing home equity
• Using branches, ATMs, and digital banking channels
• Learning about financial aid, college savings, and money management
• Receiving guidance on fraud, scams, and unwanted calls

Customer outcomes Brand's website · 2026-11-07

• Improved financial well-being and quality of life
• Financial flexibility aligned with members' budgets, timelines, and goals
• Greater financial confidence and peace of mind
• Convenient access to money and financial services
• Personalized financial support and guidance
• Access to competitive rates
• Positive impact for North Carolina communities