Syntheticfi

Tagline Brand's website · 2026-10-04

Offers institutional-level lending through box spreads, bypassing traditional banks to provide lower interest rates, superior tax deductibility for all purposes, easier operations, and flexible terms (no principal repayment on floating, customizable fixed terms up to 5 years). It allows clients to access liquidity without disrupting investment portfolios.

Description Brand's website · 2026-10-04

Syntheticfi provides institutional-level, securities-backed lending solutions to independent financial advisors, enabling their clients to access low-interest, tax-deductible liquidity for various needs such as real estate purchases, bridge loans, debt consolidation, and lifestyle expenses, without liquidating their investment portfolios. The platform leverages advanced financial instruments like box spreads to offer competitive floating and fixed-rate loans with simplified operations.

Core capabilities Brand's website · 2026-10-04

• Floating rate lines of credit and fixed rate term loans
• structured as securities-backed loans utilizing box spreads on the exchange-listed options market.

Pricing Brand's website · 2026-10-04

Interest-rate based loans (e.g., 4.20% floating, 4.50% fixed), with rates driven by market competition in the options market.

Target industry Brand's website · 2026-10-04

Independent Registered Investment Advisors (RIAs) and their affluent clients seeking cost-effective and flexible liquidity solutions.

Competitors Brand's website · 2026-10-04

• Schwab Pledged Asset Line (PAL)
• Bank-offered SBLOCs (GS Select, Bancorp)
• Custodian Margin Loans (Schwab, Fidelity, E*Trade)
• Morgan Stanley