Telhio Credit Union

Tagline Brand's website · 2026-11-08

Telhio Credit Union is a not-for-profit, member-owned financial cooperative serving individuals, families, and businesses in Central and Southwest Ohio.

Description Brand's website · 2026-11-08

Founded in 1934, Telhio Credit Union provides personal and business banking, lending, financial education, and retirement resources. It serves members throughout Central and Southwest Ohio and supports local communities as a Community Development Financial Institution.

Mission Brand's website · 2026-11-08

To serve members and communities through extraordinary service, innovative financial solutions, financial accessibility, and support for individuals, families, and businesses. Telhio is guided by caring, commitment, and integrity.

Founders & leadership Brand's website · 2026-11-08

Derrick Bailey, Chief Executive Officer.

Website Brand's website · 2026-11-08

https://telhio.org

Voice & tone Brand's website · 2026-11-08

Member-focused, caring, committed, community-oriented, and supportive.

Founded Brand's website · 2026-11-08

1934

Headquarters Brand's website · 2026-11-08

Columbus, Ohio

Parent ownership Brand's website · 2026-11-08

Not-for-profit, member-owned financial institution cooperative.

Problem solved Brand's website · 2026-11-08

Provides accessible banking, savings, lending, business financing, financial education, and retirement resources to help members and local businesses manage finances, achieve goals, and grow.

Core capabilities Brand's website · 2026-11-08

• Personal checking and savings accounts
• Business banking and treasury management
• Home, auto, and other consumer lending
• Small business lending and SBA lending
• Certificates of deposit
• Credit cards and cash-back rewards
• Financial education
• Retirement planning tools and resources

Products / SKUs Brand's website · 2026-11-08

• Choice and Prime checking accounts
• Savings accounts and Youth Savings
• Certificates of Deposit with terms from three months to five years
• Home loans and home equity lines of credit
• New and used vehicle loans
• Business loans
• SBA loans
• Credit cards, including the Unlimited Cash Card

Pricing Brand's website · 2026-11-08

The website advertises HELOC rates as low as 6.50% APR, a 4.25% APY 60-month CD, and up to 3% cash back on every credit-card purchase. CD rates vary by term; early withdrawals may incur a penalty. Eligible Ohio small businesses may access reduced-rate financing through the Buckeye Business Advantage program.

Target industry Brand's website · 2026-11-08

Financial services, including consumer banking, lending, and small business banking.

Customer base Brand's website · 2026-11-08

Individuals, families, small businesses, entrepreneurs, and member-owners in Central and Southwest Ohio, including people who live, work, worship, or attend school there and eligible Select Employer Groups.

Ideal customer profile Brand's website · 2026-11-08

Individuals and families seeking full-service banking and loans, plus Ohio-based small businesses seeking business banking, SBA lending, treasury management, and reduced-rate financing.

Use cases Brand's website · 2026-11-08

• Opening checking, savings, or youth savings accounts
• Saving through certificates of deposit
• Financing a home, vehicle, or other personal need
• Accessing home equity financing
• Managing everyday spending with a cash-back credit card
• Opening and growing a small business
• Obtaining SBA or other business financing
• Managing business accounts and treasury operations

Customer outcomes Brand's website · 2026-11-08

• Improved access to financial products and services
• More convenient personal and business banking
• Financing for homes, vehicles, and business growth
• Potential interest savings through reduced-rate programs
• Cash back on eligible credit-card purchases
• Greater financial knowledge and retirement confidence
• Support for underserved communities and local economic development