The bank Australia needs

Tagline Brand's website · 2026-11-08

Bank Australia is a customer-owned, ethical bank providing personal, business and community banking products and services.

Description Brand's website · 2026-11-08

Bank Australia uses banking as a force for good, balancing purpose and profit while focusing on positive outcomes for people, communities and the planet. It is a certified B Corporation and Australia's first customer-owned bank.

Mission Brand's website · 2026-11-08

To create a world where people and the planet thrive by using money as a force for good, funding solutions such as clean energy, affordable and accessible housing, not-for-profits and sustainable investments, and avoiding harmful industries.

Website Brand's website · 2026-11-08

https://bankaust.com.au

Voice & tone Brand's website · 2026-11-08

Purpose-led, ethical, inclusive, environmentally conscious and customer-focused.

Founded Brand's website · 2026-11-08

1957, originally as the CSIRO Co-operative Credit Society.

Parent ownership Brand's website · 2026-11-08

Customer-owned bank. Every customer has one equal share and is also a shareholder; the bank is not listed on the stock exchange.

Problem solved Brand's website · 2026-11-08

Provides banking that enables customers to manage their money while avoiding the financing of harmful industries and supporting positive social and environmental impact.

Core capabilities Brand's website · 2026-11-08

• Personal banking
• Business banking
• Community banking
• Home loans, including Clean Energy Home Loans
• Personal loans, including clean energy loans
• Electric vehicle loans
• Transaction and savings accounts
• Term deposits

Products / SKUs Brand's website · 2026-11-08

• Home loans
• Clean Energy Home Loan
• Personal loans
• Clean Energy Personal Loan
• Electric Vehicle Loan
• Transaction accounts
• Savings accounts
• Term deposits

Pricing Brand's website · 2026-11-08

Offers variable and fixed-rate products, including a 12-month term deposit advertised at 5.60% p.a. with a $500 minimum deposit and a Bonus Saver offer advertised at up to 5.85% p.a. on balances up to $100,000. Rates and terms are subject to change and conditions apply.

Target industry Brand's website · 2026-11-08

Banking and financial services.

Customer base Brand's website · 2026-11-08

Individuals, including people aged 13+, low-income earners and pensioners; values-aligned companies, SMEs and sole traders; community-sector organisations; and customers seeking ethical, sustainable or impact-focused banking.

Ideal customer profile Brand's website · 2026-11-08

People and organisations seeking customer-owned banking, competitive financial products and services, and banking aligned with climate action, nature protection, affordable housing and positive community impact.

Use cases Brand's website · 2026-11-08

• Everyday personal banking and payments
• Saving money through savings accounts and term deposits
• Financing a home, including greener homes
• Financing electric vehicles
• Funding energy-efficient home upgrades
• Personal borrowing
• Business transaction banking and payments
• Community-sector banking

Customer outcomes Brand's website · 2026-11-08

• Customers become equal part-owners of the bank and receive voting rights at annual general meetings
• Customers can access banking products designed to support greener homes, electric vehicles and energy-efficient upgrades
• Customers can use banking services aligned with ethical and responsible investment principles
• Profits are returned to the customer-owned business through competitive rates, fair fees and quality products and services
• Customers help fund positive social and environmental outcomes, including conservation and accessible housing
• Customers can use cards made with 100% recycled plastic for the card body