Tsuruoka Shinkin Bank
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Overview
Tagline Brand's website · 2026-11-08
Tsuruoka Shinkin Bank is a member-owned regional financial institution serving local small and medium-sized businesses and residents in the Shonai area of Yamagata Prefecture and Murakami City in Niigata Prefecture.
Description Brand's website · 2026-11-08
Tsuruoka Shinkin Bank is a cooperative financial institution headquartered in Tsuruoka, Japan. It provides deposit-taking, lending, payment, investment, insurance, securities, pension, and internet banking services to members, businesses, and individuals, while supporting regional economic development and community revitalization.
Identity
Mission Brand's website · 2026-11-08
To contribute to the prosperity of the local community through dedicated regional financial services, helping local small and medium-sized businesses and residents support one another, develop, and build a sustainable regional economy. Its stated basic policy is to contribute to regional society through the highest level of service and management as a regional financial institution.
Founders & leadership Brand's website · 2026-11-08
Director and President: Yuji Sato.
Website Brand's website · 2026-11-08
https://tsuruoka-sk.jp
Voice & tone Brand's website · 2026-11-08
Community-focused, trustworthy, supportive, and service-oriented.
Founded Brand's website · 2026-11-08
November 11, Taisho 15 (1926).
Headquarters Brand's website · 2026-11-08
1-14 Baba-cho, Tsuruoka City, Yamagata Prefecture, Japan.
Offerings
Problem solved Brand's website · 2026-11-08
Provides accessible local financial services, funding, savings, payment tools, and business and personal financial support for residents and local small and medium-sized businesses, while contributing to regional revitalization.
Core capabilities Brand's website · 2026-11-08
- Deposit and savings services
- Loans and financing for individuals, businesses, local governments, and financial institutions
- Bill discounting and commercial bill services
- Domestic remittances and collections
- Securities investment and sales of government bonds and investment trusts
- Insurance counter services, including fire, life, medical, cancer, and accident insurance
- Defined-contribution pension administration
- Internet banking for individuals and businesses
Products / SKUs Brand's website · 2026-11-08
- Ordinary deposits
- Settlement ordinary deposits
- Term deposits and installment savings
- Prize-linked and preferential deposit products
- Personal card loans
- Personal-purpose, education, welfare, and free loans
- Automobile loans
- Housing loans and home renovation loans
Audience
Target industry Brand's website · 2026-11-08
Regional banking and cooperative financial services.
Customer base Brand's website · 2026-11-08
Members, local residents, and local small and medium-sized businesses in the Shonai area of Yamagata Prefecture and Murakami City in Niigata Prefecture, limited to the former Iwafune District's Yamagakita Town area. The bank reports 20,033 members as of March 31, Reiwa 8.
Ideal customer profile Brand's website · 2026-11-08
Individuals and small and medium-sized businesses in the Tsuruoka and wider Shonai region, as well as eligible customers in Murakami City, seeking local deposits, loans, payments, insurance, investment, or business support.
Use cases Brand's website · 2026-11-08
- Opening and managing personal or business deposit accounts
- Saving through ordinary deposits, term deposits, and installment savings
- Obtaining personal, automobile, education, housing, or welfare financing
- Obtaining business financing and management support
- Making domestic transfers and payments
- Using personal or corporate internet banking
- Using Bank Pay for cashless payments
- Purchasing government bonds, investment trusts, and insurance through the bank
Customer outcomes Brand's website · 2026-11-08
- Access to local funding for business operations and personal needs
- Support for business and livelihood prosperity
- Convenient local banking, payment, and internet banking services
- Opportunities to save and manage funds through deposits and investment products
- Support for regional economic sustainability and community revitalization
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